Travel insurance 

Brake Laws: RVs and Travel Trailers

Most US states and Canadian provinces have their own laws regarding the brake requirement on a towed trailer. The word trailer is also applied to a vehicle towed behind a motor home. These laws are normally based on the amount of weight being towed. One problem with this is that it might be legal to tow a 2000 pound trailer with no brakes in the state you live in, but as soon as you cross the state line of a border state it’s illegal to tow the same trailer with no brakes. Also, your insurance company may not cover you in the event of an accident involving a trailer with no braking system. Again, the most important reason is your safety and the safety of others.

The brakes on a tow vehicle or motorhome are designed by the vehicle manufacturer to stop the weight of that particular vehicle, not the additional weight being towed behind it. This additional weight adds a substantial increase to the distance needed to stop safely.

Travel trailers and fifth wheels come equipped with electric brakes, and RV dealers educate the RV consumer on the requirements for adding an electronic brake control to the tow vehicle. Some popups are requested with brakes and some without. Again, this is often based on the braking laws of the state you live in. Keep in mind that once you cross the state line, it could become illegal. My advice is if you’re going to buy a popup, get one that has brakes.

The real culprit for breaking braking laws is an RV trailing a vehicle behind. Most people assume that due to the size of the motorhome, a supplemental braking system is not necessary on the towed vehicle, and sometimes RV dealers do not communicate the requirement for a supplemental braking system.

I for one was guilty of towing a vehicle with no braking system for quite some time. A nearby situation, while driving through a major city during rush hour, suddenly taught me how important it is. Another thing that surprises people is how much the vehicle they are towing actually weighs. Take your towed vehicle to a scale and weigh it. Make sure you have everything that will be inside when you tow it. After you weigh it, double check to make sure the RV receiver is rated to tow that amount of weight and that it doesn’t exceed any of the RV weight ratings, such as the Gross Combined Weight Rating (GCWR). . The GCWR is the maximum allowable weight of the fully loaded motorhome and fully loaded towed vehicle combined. Most RV chassis manufacturers base their GCWR on the assumption that a supplemental braking system is being used.

Regardless of the braking system that best suits your individual needs, the important thing is that you have one. There are many reasons to have a braking system on your towed vehicle.

1) It’s the law

2) You may void your vehicle’s warranty

3) It can void your insurance

4) Will reduce wear on RV brakes and other components.

5) Responsibility

But most importantly, it SAFELY reduces stopping distance and helps protect you, your loved ones and the safety of others.

Happy camping!

Copyright 2006 by Mark J. Polk, owner of RV Education 101

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