Ideally, if you are going on a trip, take out travel insurance just before you leave. However, it is perfectly understandable that for some people this is not the case. Many travelers ask if they can purchase travel insurance after departure. This can happen when your travel insurance ran out because you overstayed in a certain place, your policy expired, or you simply forgot to take out travel insurance.
If you are already abroad and decide to take out insurance, you can still get coverage. Look for a reputable insurance company that offers a policy that is already on the road. The good news is that some insurance companies already offer it to travelers.
There are certain conditions for contracting this type of travel insurance. Major travel insurers offer this type of coverage subject to certain conditions. If you are under 65 years of age, you must not exceed 18 months outside your country of residence. If you are between 66 and 74 years old, you must not exceed 6 months outside your country of residence. You can also obtain this type of insurance when no claim has occurred or any incident that gave rise to a claim has previously occurred. Here’s an example of the latter scenario: If you lost your laptop yesterday, you can’t take out this type of insurance and make a claim for it.
What coverage will you actually get when you get a policy that is already traveling?
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Emergency medical assistance 24 hours a day, 7 days a week
If you get sick or injured, you can get emergency medical help 24 hours a day, 7 days a week, 365 days a year. Just call the emergency hotline provided in your policy. This also covers medical expenses and emergency medical transportation.
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Coverage for adventure activities
There is standard coverage for adventure activities specified in the policy. Be sure to read what types of activities are covered and understand the terms and conditions.
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Values
You can get this extension option for your You’re Away policy. You can get protection for your belongings while traveling, including your bags, technology equipment, jewelry, and important travel documents.
Obviously, cancellation prior to the trip is not covered by this type of insurance. This is because he has already left his home country. We think we need to emphasize this because some travelers still ask this question even though the insurance is meant especially for people who are already traveling.
It is possible to purchase travel insurance after departure. You can still get the coverage you need as a traveler. This is a convenient way to get travel insurance while you’re already on the road. However, you should remember that if you buy a policy while traveling, waiting periods and certain conditions apply. Many travel insurance companies have 36 hours before full coverage can be applied after purchasing the policy. However, some policies provide coverage right away. Check the policy and make sure you know when the coverage applies.
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