Well, what do you know?! The Northeastern states of the US have just been hit by a thunder and snow storm that caused lightning.
The combination of natural forces is a very rare occurrence that can have serious consequences for homeowners and commercial property owners in terms of damage. Also, at any time of the year, when lightning strikes its electrical bolts from the sky to the ground, it can pose a danger to humans and wildlife.
According to scientific definitions, lightning is the electrical flare of Mother Nature that occurs between a cloud or clouds and the ground in the middle of a storm. Lightning is not to be taken lightly. It is a potent killer who kills about sixty people each year throughout the United States. In addition, lightning can reach fifty thousand degrees Fahrenheit, allowing it to start fires in homes and commercial properties if it strikes a suitably flammable target.
Fortunately for the homeowner, most standard home insurance policies cover damage caused by lightning strikes. However, car damage is another story. As for vehicle damage that occurs as a result of lightning, neither liability nor collision insurance will cover the losses. It’s just a comprehensive auto policy that will reimburse you for lightning damage.
Ten ways to stay out of danger from lightning
If you are caught in a storm while you are outdoors, do the following as soon as possible:
• Enter a building that is safe for your occupancy.
• Entering a vehicle.
• If you cannot get to safe shelter, minimize your risks by staying out of open field, moving away from the crest of a hill, staying away from tall trees that stand alone, and not touching water or wet objects, especially ropes. and metallic objects.
If you are inside a house or building during the storm:
• Do not touch phones that are connected to a cable.
• Do not touch electrical devices such as computers, televisions, or cables.
• Do not use the water faucets for anything like washing hands or washing dishes.
• Do not shower or bathe.
• Stay away from all windows, doors, porches, and metal pipes.
• Do not touch concrete floors, walls and surfaces.
• Wait at least thirty minutes before leaving the building after the storm.
If you are in a car during a storm, pull over and stop, turn on your hazard lights, turn off the car, and do not touch anything metallic inside the vehicle. Even if the thunder has stopped, do not continue until thirty minutes after you hear the thunder.
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