Home insurance 

Top Causes of Water Damage in the Home

Insurance companies report that about 93 percent of water damage claims last year could have been avoided with simple home maintenance or the use of a standard locking system or leak detection system. With most flood damage claims costing an average of $5,000 in repairs, it is extremely beneficial for homeowners to easily understand and identify potential threats that could cause water damage.

Rain

According to insurance companies, rain damage accounts for 8 percent of all water damage claims. Even small amounts of rain, over time, can wear down your home and cause eventual damage to the foundation or interior of your home. Extreme weather conditions, such as flooding, can also cause significant damage to homes, especially without adequate protection. Flood damage causes especially dangerous amounts of standing water, which can harbor harmful bacteria and pathogens that often cause illness.

plumbing incidents

Many plumbing problems, such as burst pipes and leaks, occur inside walls and can be very difficult to detect. If left undetected for long periods of time, these plumbing problems can cause serious water damage. Leaking and burst pipes are the most common culprits of flood damage, often the result of clogged drains and toilets. Experts suggest regular inspections of your pipes to detect potential problems and make necessary repairs before any real damage occurs.

Home appliances

Old, malfunctioning appliances can wreak havoc on a home’s internal water systems. Weak hoses and rusty or cracked pipes can lead to leaks and water buildup in the future. Homes most often suffer damage from damaged or old washing machines and hot water tanks; However, dishwashers, refrigerators, and water heaters can also become increasingly susceptible to damage over time. Repairing or replacing older models can prevent future leaks and water damage.

Air conditioning, heating and ventilation systems

Most homeowners don’t realize that their heating and air conditioning systems require regular maintenance. Without proper care, these units can suffer from serious moisture buildup that can contribute to the growth of mold and mildew deposits. To avoid these problems, schedule regular maintenance with a professional to check for possible damage. Old fixtures may need to be replaced in the long term to prevent moisture buildup and ultimately water damage.

How to prevent water damage

While some water disasters occur as a result of unpredictable and uncontrollable circumstances, most H2O damage can be prevented through regular home inspections and regular maintenance of household products. Homeowners can also install a shutoff system or leak detection system to detect leaks and automatically shut off the water main in the event of a dangerous leak. Investments in smaller repairs and other preventative measures can end up saving you hundreds, even thousands of dollars in the long run.

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