Some take weekend RV trips to Mexico and have a great time, while others prefer Mexican culture, sightseeing and shopping. After all, it’s a lot of fun to “haggle” at the border with the street vendors. Rosarito beach is known for its delicious lobster at a great price!
Many people cross the border daily for prescriptions, dental care, and other medical purposes. Some cross the border to do business.
It’s not just southern Californians who enjoy crossing the border; many people from the “border cities” of Arizona, New Mexico, and Texas also make daily or weekend trips to Mexico.
However, did you know that it is ALWAYS suggested to obtain Mexican car insurance before crossing the border?
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Mexican law requires drivers from outside their country to be financially responsible for any physical damage or bodily injury they may cause. Auto insurance issued in the United States or Canada is NOT recognized by the Mexican authorities as valid, regardless of whether the US policy has “Mexican” coverage.
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If you are involved in a car accident in Mexico, you will likely be detained until local authorities can determine who is at fault. Even if you are not at fault, under Mexican law drivers must have Mexican auto insurance, or officials will want proof of financial responsibility and expect you to post bail to cover estimated costs before you are released. You could end up with no way to recover damages unless you purchased your own policy. Financial responsibility can be demonstrated either by possession of cash, approximately $5,000.00-$10,000.00, or by possession of Mexican Auto Insurance through an authorized company.
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If you are at fault in an accident, the police will likely detain you until they determine that you can make payment to the other party.
Tips for driving in Mexico:
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Be sure to have your car serviced before you leave on your trip.
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Drive slowly and carefully in Mexico, as driving conditions are often very different in the United States or Canada.
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Know your route for safety by going through the Office of Tourism of Mexico or Travel Clubs.
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Never drive your vehicle under the influence of alcohol.
Having an accident would be bad enough. Don’t let it ruin your vacation travel plans because you don’t have the right coverage. It is not worth taking the risk and consequences of not buying a policy. before you are going to Mexico. Fortunately, it is cheap and easy to get an auto insurance policy in Mexico.
Before traveling to Mexico, travelers should make their own inquiries about Mexican laws. This article does not include all the information available on travel to Mexico.
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